Help Is On The Way

Become Debt Free
Stop Creditor Calls
Save Your Home

 "Thank you so much for the help. You guys really are above and beyond!"
Neil F.

"Thank you very much for quick and very detail reply and your professionalism."
Leo G.

"The Law Offices of Michael Lupolover, P.C. is the best debt negotiation law firm. They were able to settle my debts at substantial discounts and were even able to have a $5,200 debt completely forgiven!"
Lyubov M.




 

There is a Way Out!

Is your debt spiraling out of control? Have you been harassed by creditors at all hours? Are you avoiding the problem because you don't know what to do? You are not alone. Many Americans just like you have fallen into the trap of easy credit and wound up in over their heads. Many simply bury their head in the sand and hope the problem goes away. But it never does. Creditors will come after everything you own. As a result, 95% of all bankruptcies are due to outstanding credit card debt.

Free Yourself from the Debt Trap

We will help you get back control of your finances in. You can reclaim your life. Fill out the form now to get started on the road back to financial independence!

The Law Offices of Michael Lupolover, P.C. is dedicated to excellence in each and every practice area in which it serves its clients. Our practice focuses on the following areas:

Bankruptcy

Bankruptcy is sometimes the only way to escape the burden of your debts. We can file for relief under either Chapter 7(liquidation discharge) or Chapter 13 (repayment plan) of the Bankruptcy Code and have your debt erased. It will stop debt collectors, foreclosures, repossessions, garnishments, and lawsuits. Bankruptcy can be the solution and help you get a fresh start.

Fair Debt Collection Practices Act

Many debt collectors do not comply with the strict laws that govern the way they conduct collection activities. We sue debt collectors that engage in harassing, threatening or abusive behavior. We would be glad to discuss your situation and review any collection letters you may have received. Please read our important information on Fair Debt Collection. If you answered "yes" to any of those questions, you should call us today!

Credit Reporting Issues

Debt collectors often place the accounts they are trying to collect on your credit report. This hurts your credit score and may prevent you from obtaining a loan or getting credit. Debt collectors frequently place inaccurate information on credit reports. Placing inaccurate information on your credit report is a violation of the Fair Credit Reporting Act (FCRA). We can help you get this information corrected and will sue the debt collector on your behalf if they don't fix their credit reporting errors. Sometimes the inaccurate reporting is the result of fraud or identity theft. We are experienced in fixing these types of issues.

Debt Collection Defense

Are you being sued for a debt you can't afford to pay or simply don't owe? We can defend you in the lawsuit and help you achieve the result you desire. You have limited time to act once you are served with a suit, so don't wait until your bank account is levied or your wages are garnished and call us today!

Debt Negotiation

Debt negotiation, also known as debt settlement, involves a personalized plan that successfully enables a negotiator to settle unsecured debts for about 50% or less. Once the creditor and debt settlement negotiator agree on a reduced balance it will be viewed as payment in full by the creditor. Debt settlement has become a practical alternative for many thousands of consumers across the country and is often a sufficient alternative to bankruptcy.

Foreclosure Defense

At The Law Offices of Michael Lupolover, P.C., we understand the hardships families face when confronted with the uncertain future foreclosures present, but more importantly we know how to fight foreclosures. 

When it comes to foreclosure law, we know every single defense. With our team of legal professionals on your side, you will have the tools to leverage these tactics to create a plan that's unique to your particular situation.  The longer you put off getting help, the harder it will be for us to help you. Let The Law Offices of Michael Lupolover, P.C. give you the peace of mind you need to get your mortgage and your life back on track.

We believe in the importance of fully educating our clients on foreclosure matters, which is why we are proud to offer free consultations. To receive a free consultation or any other information, please contact us today.