Fair Debt Collection Lawyer


Fair Debt Collection Practices Act

The Fair Debt Collection Practices Act is a federal law that regulates the conduct of debt collectors. It prohibits debt collectors from engaging in abusive, deceptive and unfair practices. We sue debt collectors or debt collection agencies when they break the law and obtain monetary awards for our clients. We do not charge any upfront fees for these services.

Have you been harassed by a debt collector? Have you received multiple calls from the same debt collector in the one day or during the course of a couple days? Have you received a call from a debt collector before 8:00am in the morning or after 9:00pm at night? Has a debt collector cursed or yelled at you? Have you asked a debt collector to stop contacting you, but they still keep calling? These collectors are violating the law.

Additional Collection Practices that are Against The Law

  • Has a collection agency contacted someone else in regards to a debt that you owe - perhaps a friend, family member, neighbor, employer, or another member of your household?
  • Has a collection agency attempted to collect a debt that was discharged in bankruptcy?
  • Has a collection agency attempted to collect a debt that was incurred as a result of identity theft or fraud?
  • Has a collection agency attempted to collect a debt from you that is owed by someone else - perhaps with the same or a similar name?
  • Is a debt being improperly or incorrectly shown on your credit report?
  • Has a collection agency failed to mark a disputed debt as "disputed" on your credit report?
  • Is a debt still appearing on your credit report more than seven years after you became delinquent?
  • Is a paid debt still being shown as an open account on your credit report?
There are many other debt collection practices that violate the Fair Debt Collection Practices Act. Take a moment to fill out our Fair Debt Collection Questionnaire! It contains 36 Questions. IF YOU ANSWERED YES TO ANY ONE OF THE QUESTIONS, WE CAN HELP YOU! DON'T WAIT, CALL US TODAY!

Some Of Our Previous FDCPA Cases


Hayt, Hayt and Landau LLC - New Jersey Collection Law Firm

You Can Also Read THE FAIR DEBT COLLECTION PRACTICES ACT Passed By The Federal Government.
 


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